Apply for Auto Financing at Bergey's Subaru of Hanover
Quick and Secure Online Auto Financing Application
Getting pre-approved for your Subaru financing has never been easier. Our secure online application takes just minutes to complete and can help you understand your financing options before you even visit our showroom. At Bergey's Subaru of Hanover, we work with multiple trusted lenders to find competitive rates and terms that fit your budget and credit situation.
Benefits of Pre-Approval
Know Your Budget
Understanding your approved loan amount helps you shop confidently within your price range and focus on vehicles that fit your financial situation.
Faster Dealership Process
Pre-approval streamlines your visit to our dealership, allowing you to focus on finding the perfect Subaru rather than spending time on paperwork.
Negotiating Power
Having financing already arranged gives you the confidence and leverage of a cash buyer when discussing your purchase.
Multiple Options
Our network of lenders means we can present you with various financing options to choose the one that best meets your needs.
Information You'll Need
Before starting your application, please gather the following information to ensure a smooth and accurate submission:
Personal Information
- Full legal name and date of birth
- Social Security number
- Current address and length of residence
- Previous address if at current address less than 2 years
- Phone number and email address
Employment Information
- Current employer name and address
- Job title and length of employment
- Gross monthly income
- Previous employer information if employed less than 2 years
- Additional income sources (if applicable)
Financial Information
- Monthly housing payment (rent or mortgage)
- Other monthly debt obligations
- Bank account information
- Credit references
Financing for All Credit Situations
At Bergey's Subaru of Hanover, we believe everyone deserves reliable transportation. Our experienced finance team works with lenders who specialize in various credit profiles, from excellent credit to those rebuilding their credit history.
Excellent Credit (750+)
Enjoy the best available rates and terms, with access to manufacturer incentives and promotional financing offers.
Good Credit (650-749)
Access competitive rates and flexible terms with our network of traditional and credit union lenders.
Fair Credit (550-649)
We work with specialized lenders who focus on helping customers with fair credit secure affordable financing.
Rebuilding Credit (Below 550)
Our subprime lending partners can help you secure financing while rebuilding your credit for future purchases.
First-Time Buyers
Special programs available for those establishing credit for the first time, including college graduates and young professionals.
Simple Application Steps
1. Complete Application
Fill out our secure online form with your personal, employment, and financial information. The application typically takes 5-10 minutes to complete.
2. Instant Submission
Your application is immediately and securely transmitted to our finance team and lending partners for review.
3. Quick Response
Most applications receive a response within a few hours during business days. Some may require additional documentation.
4. Review Options
Our finance team will contact you to discuss your approval and available financing options, including rates, terms, and monthly payments.
Your Security and Privacy
We take the security of your personal information seriously. Our online application uses industry-standard encryption technology to protect your data during transmission. Your information is only shared with our approved lending partners and is never sold or used for unauthorized purposes.
- SSL encryption protects your data
- Secure servers safeguard your information
- Information shared only with approved lenders
- No unauthorized sharing of personal data
- Compliance with all privacy regulations
What Happens After Approval
Once you're pre-approved, you'll have the confidence to shop for your perfect Subaru knowing exactly what you can afford. Your pre-approval is typically valid for 30-60 days, giving you time to browse our inventory and take test drives without pressure.
- Shop with confidence knowing your budget
- Focus on finding the right vehicle for your needs
- Streamlined paperwork process at the dealership
- Potential to negotiate better terms
- Faster completion of your purchase
Special Financing Programs
Don't forget to ask about our special financing programs that may provide additional savings or benefits:
- Military Incentive Program: Special rates and cash incentives for active duty, reserves, veterans, and retirees
- College Graduate Program: Special financing for recent graduates and graduating students
- First-Time Buyer Programs: Designed to help establish credit history
- Subaru Loyalty Programs: Benefits for current Subaru owners
Ready to Get Started?
Take the first step toward driving your new Subaru by completing our secure online credit application. Our finance team at Bergey's Subaru of Hanover is ready to work with you to find the best financing solution for your situation.
Have questions about the application process or need assistance? Contact our finance team at (717) 637-6664. We're here to help make your Subaru purchase as smooth and affordable as possible.
Our Family-Owned Commitment
As a family-owned business serving the Hanover community since 1924, we're committed to treating every customer with the respect and care we'd want for our own family members. Our finance team works diligently to find solutions that work for your budget and help you drive away in the reliable Subaru you deserve.
We proudly serve customers from Hanover, Westminster, Taneytown, Gettysburg, and Littlestown with honest, transparent financing solutions.
How Can We Help?
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Bergey's Subaru of Hanover
1726 Carlisle Pike
Hanover, PA 17331
- Sales: (717) 637-6664